Buyers Tips

   Buying a property is an important decision, whether you are a first home buyer, upgrading, downsizing or investing. It is vital that you understand the procedures involved.

  1. Finance

      Speaking to a finance broker or lender will help you to set a budget and in some cases to get pre-approval of your loan.

  1. Research

       The internet is a great place to start looking for a property as well as local newspapers and real estate offices. The more informed you are the better.
       Take a drive on the weekend and visit home opens in your chosen areas. Look around the suburb – does it have all the amenities that you need? What can you afford within your       budget?
       Sourcing information on recent sales and combining this with current listings will give you an idea of what you can purchase.

  1. Making an Offer

            Make sure you are well informed and understand what is written into the offer before you sign it. Your agent will guide you and  ask what price you want to offer and of any clauses that you  need. Your offer will then be presented to the owner who will either accept, decline or counter offer at a different price or with clauses removed or altered. At this stage you will need to nominate a settlement agent, they take care of the land transfers and other legal documents associated with the property purchase. Their  service is essential for a stress free purchase.

  1. Acceptance

            Once your offer is accepted your agent will help you meet the clauses in the contract including finance approval.
            Your settlement agent and broker/lender will now organise formal finance approval and the completion of all necessary paperwork.

  1. Moving

      Once your offer is unconditional it is time to organise your removalist, insurance, electricity gas,water etc.

  1. Settlement

      Congratulations! Your settlement agent will inform you once the  settlement has taken place. Collect your keys from your agent and enjoy!